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Avoid the retirement tax surprises that shrink your income. Learn the most common IRA, RMD, and Roth conversion mistakes—and the practical steps that can help you keep more of what you’ve worked for. Markets didn’t move on fundamentals alone in 2025—headlines, tariffs, and digital “noise” amplified volatility. This year-in-review breaks down what happened and the steady mindset that helps investors stay focused on their plan. Safeguard your legacy and prepare your heirs to make financial decisions with confidence. Discover how a professionally facilitated, well-planned family meeting can keep your family’s future on track. This holiday season, start a new tradition that lasts. Build your family tree, gather stories, share memories, and honor the generations who made your family what it is today. Learn how updated 2026 depreciation rules and Section 179 strategies can help you time equipment purchases, manage taxable income, and align business decisions with your long-term financial goals. Charitable giving adds meaning to your wealth. Choose the right giving strategy to align with your goals, legacy, and finances. Avoiding tax surprises takes more than good timing. See how strategic tax planning for retirement accounts can help you keep more of what you’ve earned and align with new legislation. The best family conversations don’t start with money—they start with meaning. Identify your family financial values and create a Family Wealth Blueprint to connect generations and strengthen your financial legacy. Learn how a government shutdown affects investors. Learn what continues, what may slow down, and how markets have historically responded so you can be confident in your plan. Learn how smart tax planning in your 30s–40s can help boost wealth. By balancing your pre-tax, Roth, and taxable accounts you can lower lifetime taxes, manage AGI, and keep more of your money working for you.
Retirement Tax Mistakes to Avoid: A Free Educational Video Resource
2025: The Year in Review
The Family Meeting: Key to Protecting What Matters Most
Celebrating Your Shared Story
2026 Depreciation & Business Expensing Updates
Choosing the Right Charitable Vehicle for Your Goals and Needs
How OBBBA Can Impact Retirement Account Planning
The Heart of Family and Wealth
Understanding the 2025 U.S. Government Shutdown
Wealth Building in Your 30s and 40s: Taxes Matter
Celebrate National Blood Donor Day by donating blood. Join us at community blood drives in Huron and Sioux Falls—open to the public and a simple way to make a life-saving difference. This International Women’s Day, we celebrate the remarkable women in leadership at Cornerstone. Their dedication, expertise, and impact continue to break barriers in financial services. Read their stories and join us in recognizing their achievements! In a world filled with challenges, we firmly believe in the power of taking action and making a transformative difference. One guiding principle remains close to our hearts: "Invest in People." This belief isn't merely a sentiment but a driving force that inspires us... Strong passwords are an essential defense against cybersecurity hacks and an important step you can take to help protect your financial data. Learn tips for secure passwords and download a helpful guide. Alzheimer’s hit my family hard, first with my grandmother and then my mom. It stole so much, but we made the most of every moment. Now, I’m committed to supporting Alzheimer’s research and raising awareness. If you suspect identity theft, you can place a free fraud alert on your credit report. It lasts for up to one year and makes it harder for someone to open new accounts in your name. Extended fraud alerts last seven years for verified victims. If you suspect identity theft, immediately contact the FTC, one of the three credit bureaus to request a fraud alert or credit freeze, and file a police report. Then, reach out to creditors’ fraud departments and keep detailed records of all your steps. HAVE YOU EVER WONDERED WHETHER IT'S BETTER TO FOLLOW OR LIKE A FACEBOOK PAGE? Our team uses Facebook to share insights on financial planning, keep you updated on what's happening in the Sioux Falls and Huron offices, announce upcoming events, remind you of... Thankful to work with the best professionals in the area and introduce baby Theo! Your unique aspirations are the heart of the Cornerstone Experience®, a personalized journey to craft a clear vision and help you tailor a strategic financial plan to dream, build, and... Thank you for being a Cornerstone Champion!
Celebrate National Blood Donor Day
Breaking Barriers: Women Leading the Way at Cornerstone Financial Solutions
We Invest in People – World Hope International
Secure Passwords
Strength, Faith, and Family: My Mother’s Battle with Alzheimer’s
Fraud Alert
What Should You Do If You Suspect Identity Theft?
Follow us on Facebook
Ulvestad Family Welcomes Baby Theo!
Be a Cornerstone Champion
Clients often tell me about outstanding service they received …
Safeguard your legacy and prepare your heirs to make financial decisions with confidence. Discover how a professionally facilitated, well-planned family meeting can keep your family’s future on track. Charitable giving adds meaning to your wealth. Choose the right giving strategy to align with your goals, legacy, and finances. Legacy is more than money – it’s your values, stories, and lessons. Learn how to talk about legacy with family and start conversations that leave a lasting impact. Protecting your federal benefits requires careful estate planning. Learn about common mistakes you can avoid and key strategies for managing survivor benefits. Taking steps now can help ensure your assets benefit your loved ones. Tax-related identity theft is on the rise. Learn how to protect your return, spot warning signs, and take proactive steps to keep your personal information safe this tax season. Organize your vital personal, health, and financial information in one accessible place to help your loved ones navigate with ease should something happen to you. Life can be unpredictable, and emergencies can happen when we least expect them. Think about this: if you...
The Family Meeting: Key to Protecting What Matters Most
Choosing the Right Charitable Vehicle for Your Goals and Needs
Redefining Legacy: More Than Money
Federal Employee Estate Planning
Identity Theft and Taxes Protect Your Return From Tax-Related Identity Theft
In Case of Emergency: Organize Your Vital Info
Markets didn’t move on fundamentals alone in 2025—headlines, tariffs, and digital “noise” amplified volatility. This year-in-review breaks down what happened and the steady mindset that helps investors stay focused on their plan. Learn how a government shutdown affects investors. Learn what continues, what may slow down, and how markets have historically responded so you can be confident in your plan. Feeling uncertain about market volatility and tariffs? Cornerstone’s Advisor team is here to help you stay focused, make confident choices, and move forward with clarity. We understand – the current market volatility and economic uncertainty is nerve-wracking. But reacting out of fear can lead to mistakes that hurt more than help. Here’s why a long-term perspective is the best way to stay on track. With new tariffs reshaping global trade, investors are watching for potential market volatility. Learn what tariffs are, why they’re used, the risks, and the potential impact on the stock market, inflation, and economic growth. Learn how to avoid costly mistakes in your tax-deferred investments. Grow your retirement savings, avoid penalties, and maximize 401(k)s & IRA the smart way. Don’t let missteps derail your financial future! What's the Difference Between Market Volatility and Risk? While volatility is not the same as risk, the chances of incurring a loss may increase during periods of market volatility. In large part, that’s because investors become anxious about falling share prices and...
2025: The Year in Review
Understanding the 2025 U.S. Government Shutdown
Market Volatility, Tariffs, and Your Financial Strategy
The Tariff-Related Questions Investors Should Be Asking
How New Trade Tariffs Could Affect Your Investments
Tax-Deferred Investment Mistakes
Quiz – Market Volatility vs Risk
Andrew Ulvestad is officially a Certified Kingdom Advisor®! Learn how a faith-based financial advisor can help you align financial decisions with your Christian values and long-term goals. Emergencies happen—will your family be ready? Download our free Essential Information Organizer to gather the personal, legal, and medical info they’ll need, all in one place Spring is the perfect time to organize your finances. Use our practical checklist to review your accounts, update goals, and make confident decisions for the year ahead. Federal employees face unique retirement choices. Discover how to avoid withdrawal mistakes, manage income sources, and plan confidently for the years ahead. Can you use a tax refund to boost retirement savings? Learn how to maximize your tax refund for retirement savings and use it to strengthen your financial future. The deadline to contribute for the 2024 tax year is April 15, 2025. Required Minimum Distributions (RMDs) can impact your retirement savings and taxes. Understand the key rules, deadlines, and strategies to be prepared. Whether you’re going in on a gift, choosing where to eat, or planning a weekend getaway, money plays a part in all relationships. And friendships are no exception. Open communication, strengthen friendships, and provide opportunities to create lasting memories by following a few simple do’s and don’ts. Discover creative ways to preserve your family’s legacy! From photo books to memory boxes and digital hubs, explore tips to capture, cherish, and share your treasured memories for generations. Your dreams for your children likely include happiness, success, and perhaps the joy of raising a family. Your dreams probably don’t include them struggling in dead-end jobs, mired in debt, or living in your basement well into adulthood. If realized, concerns like... Organize your vital personal, health, and financial information in one accessible place to help your loved ones navigate with ease should something happen to you. Life can be unpredictable, and emergencies can happen when we least expect them. Think about this: if you...
Recognizing Excellence: Andrew Ulvestad Achieves Certified Kingdom Advisor® Designation
Prepare for the Unexpected: How to Organize Important Documents for Emergencies
Spring Clean Your Finances: A Practical Checklist
Avoiding Withdrawal Pitfalls: Retirement Planning for Federal Employees
MAKING THE MOST OF YOUR TAX REFUND
Planning for Required Minimum Distributions (RMDs)
Friendship and Finances
Saving Family Memories
529 Plans: Smart parenting and savvy retirement planning
In Case of Emergency: Organize Your Vital Info
Avoid the retirement tax surprises that shrink your income. Learn the most common IRA, RMD, and Roth conversion mistakes—and the practical steps that can help you keep more of what you’ve worked for. Learn how updated 2026 depreciation rules and Section 179 strategies can help you time equipment purchases, manage taxable income, and align business decisions with your long-term financial goals. Avoiding tax surprises takes more than good timing. See how strategic tax planning for retirement accounts can help you keep more of what you’ve earned and align with new legislation. Learn how smart tax planning in your 30s–40s can help boost wealth. By balancing your pre-tax, Roth, and taxable accounts you can lower lifetime taxes, manage AGI, and keep more of your money working for you. Will tax law changes in the “One Big Beautiful Bill” impact your financial plan? We break down the provisions so you can prepare smartly and confidently for what’s ahead. A current legislative proposal could require Health Savings Accounts (HSAs) to be made on a Roth basis. Explore the current tax advantages of HSAs and learn how the proposal could change the way you save for medical expenses and retirement. Discover key tax savvy investing tips, including Roth IRA conversions, cost basis insights, and capital gains rules to help you reduce taxes and make smarter financial moves.
Retirement Tax Mistakes to Avoid: A Free Educational Video Resource
2026 Depreciation & Business Expensing Updates
How OBBBA Can Impact Retirement Account Planning
Wealth Building in Your 30s and 40s: Taxes Matter
Understanding Key Tax Law Changes in the “One Big Beautiful Bill”
Are HSAs Going Roth? The Future of HSAs Under Proposed Tax Legislation
TAX-SAVVY INVESTING: UNDERSTANDING THE ESSENTIALS
In a world filled with challenges, we firmly believe in the power of taking action and making a transformative difference. One guiding principle remains close to our hearts: "Invest in People." This belief isn't merely a sentiment but a driving force that inspires us... Landing in the Dominican Republic for my first mission trip, I was filled with a mix of Alzheimer’s hit my family hard, first with my grandmother and then my mom. It stole so much, but we made the most of every moment. Now, I’m committed to supporting Alzheimer’s research and raising awareness. The strength of the Cornerstone Community is defined by the impact we make and the connections we build. At the heart of everything is our team’s core value, Invest in People. It shapes our business practices, community engagements, and commitment to service, ensuring... Diaper Drive Kicks off at Client Appreciation Event through July 15! At the heart of any successful organization is a fundamental belief in people. Providing great service—to our clients, each other, our communities, and the world at large—starts with strong... Originally published October 2023 Cornerstone Client Relationship Manager, Stephanie Gerrits, FPQP®, recently talked to staff at Huron Regional Medical Center (HRMC) about their campaign to promote the importance of mammograms to women. A wife and proud mom to three...
We Invest in People – World Hope International
Building Hope in the Dominican Republic: A Mission of Faith and Unity
excitement and anxiety. Throughout the emotional peaks and valleys of building a home and sharing faith, I knew the Holy Spirit was hard at work with us.
Strength, Faith, and Family: My Mother’s Battle with Alzheimer’s
Diaper Drive Makes a Difference
Diaper Drive
Mammograms a Crucial Part of Self-Care
Federal Employee Estate Planning
Protecting your federal benefits requires careful estate planning. Learn about common mistakes you can avoid and key strategies for managing survivor benefits. Taking steps now can help ensure your assets benefit your loved ones.
Newsletters and Tax Reports
Stay informed with key insights to help you envision a future that knows no limits, design a Cornerstone plan so all the pieces of your finances work in sync, and take action to turn those dreams into a beautiful reality.