About the Markets

Aug 5, 2024 | Investing, Retirement Planning

Market Update Video – August 5, 2024

After a bright start to the year, some dark and stormy clouds have gathered above Wall Street. Friday’s weaker-than-expected jobs report raised concerns that cracks have formed in the US economy and the Fed is waiting too long to cut interest rates. Meanwhile, a group of disappointing Big Tech earnings last week showed how AI investments are not yet paying off as investors had hoped.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results.

The views and opinions expressed are not necessarily those of  Raymond James. This material is being provided for information purposes only, it not a complete description, it is not a recommendation, and it is not intended to be a substitute for specific individualized tax, legal, estate, or investment planning advice as individual situations will vary. There is no assurance any of the trends mentioned will continue or that any of the forecasts mentioned will occur. Expressions of opinion are as of this date and are subject to change without notice. This information does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct.

This material is not a recommendation to buy, sell, hold or rollover any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition, or particular needs of any specific person. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

CSP #564884 Exp. 8.5.25

Quiz – Market Volatility vs Risk

Jun 23, 2023 | Investing

What’s the Difference Between Market Volatility and Risk? 

While volatility is not the same as risk, the chances of incurring a loss may increase during periods of market volatility. In large part, that’s because investors become anxious about falling share prices and sell when they might be better off holding.

Is there a connection between your risk tolerance and market volatility? Take this brief quiz and find out!

 1. What is market volatility?

a. Asset prices rising over a period of time.

b. Asset prices falling over a period of time.

c. The frequency and size of asset price swings, higher and lower.

d. A measure of how easy it is to buy and sell stock.

 

2. What is risk?

a. The chance of losing some or all of an investment.

b. The chance that actual investment returns will be different from anticipated investment returns.

c. A vulnerability that can be managed through asset allocation and diversification.

d. All of the above.

 

3. How can the effects of stock market volatility be limited?

a. By timing the market

b. By avoiding bonds

c. Through asset allocation and investment diversification

d. By avoiding stocks

 

4. Which famous investor said, “When people are desperately trying to sell, I buy. When people are desperately trying to buy, I sell. It has worked out very well over the years.”

a. Warren Buffett

b. Abby Joseph Cohen

c. Sir John Templeton

d. Abigail Johnson

Answers: 1) c1; 2) d2; 3) c3; 4) c4

 

If you feel overwhelmed and uncertain because of volatile markets, give us a call. You don’t have to go it alone! We can help you make sound decisions during difficult times.

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Discover what’s possible when our 140 years of combined team experience and 30 years in business goes to work for you! Call 605-352-9490 or email cfsteam@mycfsgroup.com.

 

 

Past performance is no guarantee of future results. Indices are unmanaged and cannot be invested into directly. N/A means not applicable.

Sources

1 https://www.forbes.com/advisor/investing/what-is-volatility/

2 https://www.investopedia.com/terms/r/risk.asp

3 https://www.investopedia.com/articles/active-trading/121014/protect-retirement-money-market-volatility.asp

4 https://novelinvestor.com/quote-author/john-templeton/

CSP #242150-2 Exp. 10.23.25