Technological Safeguards at Raymond James

Though headlines about data breaches and cyberattacks can understandably cause concern, Raymond James actively monitors new threats and continuously updates prevention and detection capabilities. Raymond James’ Cyber Threat Center makes considerable investments in multilayered defense systems and personnel:

  • Encryption, secure virtual private networks, penetration/vulnerability testing and the latest firewall and antivirus technology.
  • Email monitoring for regulatory and compliance purposes, as well as to help protect against phishing attempts and malware.
  • Strict controls, limits, and monitoring of access to facilities and systems.
  • Systems are monitored 24 hours a day, 365 days a year, for signs of tampering or unauthorized activity.
  • Privacy policy procedures and security awareness training for all associates and financial advisors.
  • Quarterly technology reviews conducted by independent auditors and information security experts.

The Cornerstone team is always available to discuss your concerns and offer perspective as well. Please do not hesitate to reach out. Thank you for your continued trust.

Raymond James Technology Promise

As a firm that puts clients above all else, Raymond James wants you to have the highest level of confidence in doing business with us and with Raymond James. That’s why, in addition to the comprehensive security measures you expect from a leading financial services company, Raymond James offers this assurance:

We will reimburse you for losses in any of your Raymond James accounts due to unauthorized access to a Raymond James system that occurs through no fault of your own.

Reimbursement will be made only for account losses that result from unauthorized online access to one of Raymond James’ systems. They do not cover losses caused by individuals who have your permission to control or access your account. As a reminder, always take care not to share your account information, since doing so implies that you have authorized that person’s activities.

Raymond James will determine the type and amount of any reimbursement, including whether to replace the assets in your account. We may not compensate you for losses for which you are reimbursed, or eligible for reimbursement, through other coverage, such as an insurance provider. This reimbursement requires you to promptly tell us of any unauthorized access to your account and to comply with our requests and procedures during the review of your reimbursement. We may ask you to cooperate with us in connection with any investigation, to take steps to protect against further losses, and to sign documents in connection with any reimbursement. We reserve the right to not reimburse your losses in your retail brokerage account if you have not complied with any of the foregoing.

CSP#595623 Exp. 9/16/25