The Heart of Family and Wealth
The holidays are the perfect time to reconnect with what matters most—your family and your values.
Redefining What Wealth Really Means
When most people think about wealth, they picture savings accounts, investments, or a retirement portfolio. But true wealth is so much more. It’s your time, your reputation, your relationships, and your ability to make a lasting impact.
During the holidays—when laughter fills the room and family gathers around the table—it’s the perfect moment to talk about your family financial values and how you want to use your resources to live with purpose.
Why Defining Family Wealth Matters
Money alone doesn’t tell your family’s story. The choices you make together—how you give, save, and spend—build a legacy far beyond financial statements. Creating a Family Wealth Blueprint can help you define those priorities. It’s a short, written guide that expresses what your family stands for and how you want to live, give, and grow together.
“When families take the time to define what truly matters, it brings a sense of confidence and togetherness that lasts far beyond the holiday season,” shares Jill Mollner, MBA, CFP®, Wealth Advisor at Cornerstone Financial Solutions.
How to Create Your Family Wealth Blueprint
You don’t need a formal process to begin. Start with a family meal, coffee hour, or even a relaxed afternoon at home. The goal isn’t perfection—it’s connection. Begin by asking a few simple questions that invite reflection and conversation for all ages:
- What is worth saving for?
- What makes our family unique or special?
- Describe a time you didn’t have enough money—or when you waited or worked for something you wanted.
- How do you like to give—through helping, sharing, creating, or donating?
You can also have each family member choose their top five values from a list that might include love, kindness, hard work, adventure, generosity, or faith.
Once key themes emerge, write them down in a few sentences. Keep it authentic and inspiring—something that reflects your family’s heart.
Turning Conversations Into Action
After your discussion, display your Family Wealth Blueprint somewhere visible. Revisit it each year as your family grows and life changes. Then, share it with your financial advisor. Aligning your financial plan with your family financial values ensures your wealth supports the vision you’ve defined together.
This season, give your family one of the greatest gifts of all—clarity, connection, and a shared sense of purpose.
Build Your Legacy with Intention
You’ve worked hard to build what you have. Now, make sure your wealth supports the life and the legacy you envision.
Schedule a complimentary, no-obligation strategy session with Cornerstone Financial Solutions to start aligning your financial plan with your family’s values and goals.
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Huron: 605-352-9490
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